What Is Investing and Why Should You Care?

At its core, investing is the act of putting your money into assets that are expected to generate returns over time. This could be in the form of interest, dividends, or capital gains (the profit made from selling an investment at a higher price than you bought it).

By investing, you allow your money to work for you, as opposed to just saving it in a bank account. While savings accounts offer security, they typically don’t grow your wealth significantly. Investing, on the other hand, carries a degree of risk but provides the potential for higher returns over time.